PRIVACY POLICY - COMMITMENT TO YOUR PRIVACY
First in plain Enlish, and then in legal terms:
This site is free to use and browse as you wish. The only personal information I may ask you for is your name, email address, which is only required if you sign up for my newsletter. I also ask for your country, but that is optional and it's only curiosity to know where my visitors are from.
I use Aweber to send out my newsletter because they're the best and they're highly respected. You can unsubscribe from the newsletter at any time and I will never sell, rent, or give your information to someone to SPAM you.
My tracking software also collects generic information about your computer and which pages you visit. This is only to track which pages are most popular. If I know what kind of content you like best, I can add more of it.
Also, you should know that this website is kept free because I make money through advertising. This can be in the form of banner ads, image ads, text links, etc. Sometimes when you click on a link and make a purchase, I make a small commission. This doesn't apply to all links though.
Legal Mumbo Jumbo
Electronic newsletters policy (Dispatches)
We will offer a free electronic newsletter to users. MikesMoneyTips.com gathers the names and mail addresses of users who voluntarily subscribe. Users may remove themselves from this mailing list by following the link provided in every newsletter that points users to the subscription management page.
Polling
We may offer interactive polls to users so they can easily share their opinions with other users and see what our audience thinks about important issues. Opinions or other responses to polls are aggregated and are not identifiable to any particular user. MikesMoneyTips.com may use a system to "tag" users after they have voted, so they can vote only once on a particular question. This tag is not correlated with information about individual users.
Children
Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.
Usage tracking
MikesMoneyTips.com tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with data about individual users. MikesMoneyTips.com does break down overall usage statistics according to a user's domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user's browser).
MikesMoneyTips.com sometimes tracks and catalogs the search terms that users enter in our Search function, but this tracking is never associated with individual users. We use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.
USE OF INFORMATION
MikesMoneyTips.com uses any information voluntarily given by our users to enhance their experience in our network of sites, whether to provide interactive or personalized elements on the sites or to better prepare future content based on the interests of our users.
As stated above, we use information that users voluntarily provide in order to send out electronic newsletters and to enable users to participate in polls, surveys, message boards, and forums. We send out newsletters to subscribers on a regular schedule (depending on the newsletter), and occasionally send out special editions when we think subscribers might be particularly interested in something we are doing. MikesMoneyTips.com never shares newsletter mailing lists with any third parties, including advertisers, sponsors or partners.
When we use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you. We track search terms entered in Search function as one of many measures of what interests our users. But we don't track which terms a particular user enters.
MikesMoneyTips.com creates aggregate reports on user demographics and traffic patterns for advertisers, sponsors and partners. This allows our advertisers to advertise more effectively, and allows our users to receive advertisements that are pertinent to their needs. Because we don't track the usage patterns of individual users, an advertiser or sponsor will never know that a specific user clicked their ad. We will not disclose any information about any individual user except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.
SHARING OF THE INFORMATION
MikesMoneyTips.com uses the above-described information to tailor our content to suit your needs and help our advertisers better understand our audience's demographics. This is essential to keeping our service free. We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.
OPT-OUT POLICY
We give users options wherever necessary and practical. Such choices include:
Opting not to register to receive our electronic newsletters.
Opting not to participate in certain interactive areas, which completely alleviates the need to gather any personally identifiable information from our users
YOUR CONSENT
By using this site, you consent to the collection and use of this information by MikesMoneyTips.com. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
